You may have already noticed that the price of the American currency you see on the internet or on TV is never the one we pay at exchange offices. But why the tourism dollar it’s more expensive? First, it is necessary to understand that there is a difference between the commercial dollar (that of the official quotation) and the tourist exchange, what we buy for a trip abroad, for example.
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WHY IS THE TOURISM DOLLAR MORE EXPENSIVE?
O commercial dollar is the base value of the US currency on the market. This is a rate used to pay or receive funds from imports and exports of goods and services from Brazil to the world. That is, the commercial exchange is used in transactions that do not require paper money (physical money). It is the same used for international transfers, only added to the exchange rate a varying percentage of the institution responsible for the transaction.
already the tourism dollar it is more expensive because it is calculated based on the commercial dollar and incorporates the costs involved, such as the importation of paper money until it reaches the exchange office. That’s why when you need to have the currency in hand, you pay the tourist exchange, which includes all the expenses of the process.
* With information from BeeCâmbio
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